This July, we saw GTA single-family home sales jump by an impressive 246%, fueled by Ontario’s expanded HST rebate and attractive builder incentives. Even with an 8.5% dip in prices, renewed energy is flowing through the market. While new condo sales haven’t followed suit—thanks in part to tighter rebate rules—there are still opportunities for those willing to look closely. Over the years, I’ve seen how crucial it is for buyers to automate their savings, keep debt in check, and stay informed about local programs that can make homeownership more achievable. Whether you’re navigating your first purchase or making a move for your family, understanding these shifts can make all the difference.





